Template2 of NAP


< Write a summary about this proposals within 100 characters>

Introduction to the author

Website: <The web address of the author, a lending company>
Business License Number: < Business License Number >
Wallet Address: < Wallet Address used in ELYFI >
Introduction in brief: < Introduction in brief >

Proposal Details

NFT Type

< The relevant type of the NFT in this proposal out of the types ELYFI governance recognized. See the list of the type in the thread. >

NFT Details

Token Info

  • tokenId: < ID of the NFT >

Lender Info

  • Business License Number: < Business License Number of the lender >

Loan Info

  • Loan Product: < The type of the loan product. See the list of the type in the thread for details. >
  • principal: < Amount of loan or Investment in dollars: This will be the value of the NFT. >
  • couponRate: < The coupon rate of the bond >
  • delinquencyRate: < The overdue interest rate of the bond. >
  • debtCeiling: < the available value of collateral asset when liquidated >
  • loanDuration: < LoanDuration >
  • loanStartTimeYear: < LoanStartTimeYear >
  • loanStartTimeMonth: < LoanStartTimeMonth >
  • loanStartTimeDay: < LoanStartTimeDay >

Collateral Info

  • Collateral Type: < Collateral Type. See the list of the type in the thread for details.>
  • Collateral Address
    • Country code: < The code number of country where the collateral is located >
    • Collateral Address 1: < Collateral Address in the contract >
    • Collateral Address 2: < The detail of the address >
    • Latitude and Longitude: < This is represented with the latitude and longitude of Collateral Address 1 and it is displayed to 5 decimal places.>


  • ipfsHash: < IpfsHash which contract and collateral data stored >


문서 이미지

  • 계약서: Here is a copy of the contract corresponding to this loan.
  • 부동산등기 정보: Here is a copy of the 주요등기사항요약 또는 부동산등기부등본 corresponding to this loan.
  • 법인등기부등본: Here is a copy of the Certified corporate registration of the lender.

NFT 정보가 있는 링크

< The website of the NFT relevant to this proposal >

Image of collateral

  • Here is a image of the collateral corresponding to this loan.


(updated: August 23, 2021)

NFT Type list

  • ABToken

Loan Product list

  • Mortgage Loans
  • Auction Balance Loans
  • Short-term loans with charter returns
  • Commercial Real Estate Loan

Collateral Type

  • Commercial Real Estate(Commercial Property)
  • Apartement
  • Studio

여기서 Loan product 와 위도, 경도, 담보물주소, 국가 코드, business license Number 는 토큰 ID 에서 bitwise operator 를 통해서만 확인할 수 있습니다.